Retirement Planning

Our CFP® designated Financial Planning Professionals can help answer all your retirement questions and provide solutions to maximize your income and minimize your risk and taxes.

Questions asked most frequently:

When should I retire?
Can I afford to retire?
Am I invested appropriately for this stage in my life?
How much money will I receive in retirement and for how long?
How do RRIFs work and how do I change my RRSP into a RRIF?
What taxes will I have to pay on RRSP/RRIF withdrawals?
Should I take CPP before or after age 65?

At Future Financial, we review all income sources, including company pension plans, government programs, income from RRSPs, non-registered accounts, investment income and all tax credits. Our job is to maximize income without exposing you to unnecessary risk.