Have you ever come across some old stock certificates and wonder if they have any value? Maybe you found some in a safety deposit box, in an old box in the basement or when going through a deceased ones paperwork. The Financial Post has put together an amazing 631 page report of Defund and Predecessor …
Read MoreThe new tax-free First Home Savings Account (FHSA) could be one of the most popular tax-advantaged investment vehicles available to Canadians, combining the benefits of a registered retirement savings plan (RRSP) and a tax-free savings account (TFSA). Really, you cannot get much better than that! Globe Advisor reporter Brenda Bouw spoke with Jamie Golombek, managing …
Read More“The investor’s chief problem – and even his worst enemy – is likely to be himself” Benjamin Graham, The Intelligent Investor Emotions play a key role in investing. When we experience the kind of volatility that we have so far this year it can be difficult to stick to the plan. Dynamic’s Chief …
Read MoreIf you are thinking about transferring your defined benefit pension, here are some reasons for and against. You can find more information on QROPS transfers here.
Read MoreA great BNN Bloomberg interview with CIBC’s Jamie Golombek. In the 5 minute interview Jamie covers capital gains exemption rate, possible HST increases, taxing your principal residence and planning now to reduce your 2021 taxes. https://www.bnnbloomberg.ca/video/raising-income-taxes-is-not-the-way-out-of-the-mounting-deficit-cibc-s-jamie-golombek~2159700#.YE9ycB8UIHs.linkedin
Read MoreWhen to take CPP is one of the biggest questions we as Certified Financial Planner professionals are asked. This extremely important decision should include considerations such as life expectancy, overall health, taxes and the need for income. For every month you take CPP before age 65, your payment is reduced by 0.6%, or 7.2% per …
Read MoreThere’s a lot to consider when one’s retirement is nearing. Perhaps you are already retired and wondering if there’s more to consider. CI Investments TREP team of experts has put together a fantastic pre and post retirement planning checklist. Click the text below to read more! Retirement Checklist
Read MoreGood Monday Morning, I get so many clients asking how much TFSA room they have available. If you were over 18 years of age when TFSAs were introduced in 2009, have never made a withdrawal and contribute nice round numbers, this is an easy task. However for any other scenario, it can be really difficult …
Read MoreThis time of year I , enthusiastically look forward to reading and sending out Mawer’s ‘Twas the Week Before Christmas Poem. Clients really enjoy the humorous summary of that’s happened during the year. But this year, I was disappointed. My expectations were too high and their poem just did not cut it. Low and behold, …
Read MoreI’ve never been much of a poem person until a few years ago when Mawer put out a really excellent holiday poem that summed up the entire year perfectly. It was smart and made me laugh out loud. Here’s another one I’m sharing from our partners at Guardian Capital. I hope you enjoy as much …
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